Crandall Heating & Air Inc.

Products And Services

• Home Insurance

  What is Home Insurance? Homeowners insurance can help protect you from the unexpected. If your home is damaged, your belongings are stolen or someone gets injured on your property, it can help cover repairs or replacement, temporary housing, legal fees and more. So why risk one of your most prized assets, call Four Oaks Insurance Agency today and receive a quote from one of our appointed companies.

  Video: Home Insurance

• Car or Auto Insurance

  What Is Car Insurance? Car insurance can help protect you from costs related to auto accidents and other types of losses, such as the theft of your car. Your car insurance policy is a contract for which you pay a certain amount or — “premium” — to your insurance company in exchange for the coverages you select. So wait no longer and call Four Oaks Insurance Agency today at 336-900-5855.

• Renters insurance

  What's Covered by a Renters Insurance Policy While your landlord’s insurance likely covers the physical dwelling where you live, it can be up to you to protect your personal property, such as your clothes, electronics and furniture. In addition, renters may spend considerable time and money on alterations or improving their rental unit. Under a renters policy, you may apply up to 10% of your personal property coverage to repair or replace improvements made by you or acquired at your expense if damaged by a covered loss. Higher amounts of coverage are available. So wait no longer and call Four Oaks Insurance Agency today at 336-900-5855 or visit us at www.fouroaksins.com

• Business Owners Policy

  What Does a BOP Cover? A business owner’s policy (BOP) combines two types of coverages to protect your small business against a variety of claims. Its coverage components include: Commercial general liability insurance Commercial property insurance, often including business income and extra expense (BIEE) The general liability portion of a BOP safeguards your business in the event someone makes a claim against you or your business. General liability insurance provides protection from liability lawsuits resulting from things like a customer slipping on a wet floor, a defective product causing damage to a client’s property, or claims that the products or services you provided caused injury. It can also protect you from libel, slander and certain legal claims related to advertising. The property portion of a BOP helps protect business property you own, lease or rent, including your buildings, equipment, furniture and inventory. It helps cover repair or replacement costs of stolen, damaged or destroyed property, including property that isn’t yours but was in your care. It can also cover loss of income and covered expenses like rent, payroll and other financial responsibilities while your property is being repaired or replaced after a fire or other covered loss.

• Workers Compensation

  Workers compensation insurance coverage can help to protect both you and your employees after a work-related injury or illness. For the employee, workers compensation provides medical care, lost wages and more. For the employer, workers compensation provides peace of mind by helping your business avoid expensive civil litigation and providing support to injured employees to help them recover and return to work. Four Oaks Insurance agency can help you and your business find a great solution and carrier that is tailored to your industry. Call Four Oaks Insurance Agency today at 336-900-5855 or by visiting our website at www.fouroaksins.com

• Commercial Liability Insurance

  Commercial general liability insurance (CGL) protects your business in the event that someone makes a claim against it for bodily harm or property damage. On a daily basis, your company touches the lives of many people, including contractors, clients, customers and the general public. And, at any given point, one or several of these people could claim that your business has caused them bodily injury or property damage and initiate legal recourse. Four Oaks Insurance Agency will help find you a great partner that will prepare and protect you against these types of risks with our wide range of general and business liability insurance solutions.

• Management and Professional Liability Insurance

  Businesses face risks every day. Management and professional liability insurance is designed to protect you and your business against the potentially devastating costs of those exposures. Without adequate insurance protection, your clients, your reputation, your company and even your personal assets may be at risk. Losses and lawsuits can come from any direction. You need a trusted advisor with the vision to help you anticipate those risks and determine the best coverage options for your business. Four Oaks Insurance Agency will help find a carrier that can help protect businesses of all sizes with a full range of customizable management and professional liability insurance coverages.